Current Loan Rates

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Last Updated 5/1/2017

Misc
Type RATE APR
Kwik Cash Loans start at 13.75%
Visa & Master Cards 10.90 % 10.90%
VISA & Mastercard Balance Transfer 4.99% 4.99%
Unsecured <$5,001 - 36 Months Start at 8.00% 8.00%
Unsecured >$5,001 - 48 Months Start at 8.25% 8.25%

Mortgages and Home Equity
Type RATE APR
Mortgage Loans - Loan to Value (LTV) as high as 90%
1st Mortgages, 30 Year Fixed Call For Rates
1st Mortgages, 15 Year Fixed Call For Rates
1st Mortgages, 10 Year Fixed Call For Rates
1st Mortgages, 3/1 Year ARM Start at 2.49% 2.514%
1st Mortgages, 5/1 Year ARM Start at 2.74% 2.765%
1st Mortgages, 7/1 Year ARM Start at 2.99% 3.015%
2nd Mortgages, 3/1 Year ARM Start at 3.490% 3.804%
2nd Mortgages, 5/1 Year ARM Start at 3.740% 3.899%
2nd Mortgages, 7/1 Year ARM Start at 3.990% 4.084%
Real Estate Equity Advance Plan (REAP) LTV 80% or Less Start at 4.000% 4.000%
Real Estate Equity Advance Plan (REAP) LTV over 80% up to 90% Start at 4.000% 4.000%
Lot Loans Start at 4.250% 4.463%
Bare Land Loans Start at 4.750% 4.963%

Your actual rate may be different since many factors are used to provide you with a mortgage loan. The interest rates listed assume specific qualifications are met regarding credit history, loan to value (equity), and debt to income ratios. To obtain a specific rate with your personal qualifications, please contact a Loan Specialist. Rates and fees are subject to change at any time without notice.

Secured Loans
Add 1.00% to qualified rate for any non-titled recreational loan
(includes ATVs, snowmobiles, trailers, Mopeds & jetskis)

Save 25%
Effective February 1, 2017
  •  
  • Credit Score
  • 680+
  • 640-679
  • 600-639
  • 550-599
  • 0-549
  • %
  • %
  • %
  • %
  • %
  • 2015 & Newer
  • 36 months
  • 1.99
  • 2.49
  • 6.49
  • 11.49
  • 15.49
  •  
  • 48 months
  • 2.49
  • 2.99
  • 6.99
  • 11.99
  • 15.99
  •  
  • 60 months
  • 2.74
  • 3.49
  • 7.49
  • 12.49
  • 16.49
  •  
  • 72 months
  • 3.24
  • 4.24
  • 8.24
  • n/a
  • n/a
  •  
  • 84 months
  • 4.49
  • 5.99
  • n/a
  • n/a
  • n/a
  • 2013 - 2014
  • 36 months
  • 1.99
  • 2.49
  • 6.74
  • 11.74
  • 15.74
  •  
  • 48 months
  • 2.49
  • 2.99
  • 7.24
  • 12.24
  • 16.24
  •  
  • 60 months
  • 2.74
  • 3.49
  • 7.74
  • 12.74
  • 16.74
  •  
  • 72 months
  • 3.24
  • 4.24
  • n/a
  • n/a
  • n/a
  •  
  • 84 months
  • 4.49
  • n/a
  • n/a
  • n/a
  • n/a
  • 2011 & 2012
  • 36 months
  • 2.74
  • 2.99
  • 7.24
  • 11.99
  • 15.99
  •  
  • 48 months
  • 3.24
  • 3.49
  • 7.74
  • 12.49
  • 16.49
  •  
  • 60 months
  • 3.74
  • 3.99
  • 8.24
  • n/a
  • n/a
  •  
  • 72 months
  • 4.74
  • n/a
  • n/a
  • n/a
  • n/a
  •  
  • 84 months
  • 5.74
  • n/a
  • n/a
  • n/a
  • n/a
  • 2010
  • 36 months
  • 3.24
  • 3.49
  • 7.74
  • 12.49
  • 16.49
  •  
  • 48 months
  • 3.74
  • 3.99
  • 8.24
  • 12.74
  • 16.74
  •  
  • 60 months
  • 4.24
  • 4.49
  • 8.74
  • n/a
  • n/a
  •  
  • 72 months
  • 5.74
  • n/a
  • n/a
  • n/a
  • n/a
  • 2009
  • 36 months
  • 3.74
  • 3.99
  • 8.74
  • 12.99
  • 16.99
  •  
  • 48 months
  • 4.24
  • 4.49
  • n/a
  • n/a
  • n/a
  •  
  • 60 months
  • 4.74
  • n/a
  • n/a
  • n/a
  • n/a
  • 2008
  • 36 months
  • 4.24
  • 4.99
  • 9.24
  • 13.49
  • 17.49
  •  
  • 48 months
  • 4.74
  • n/a
  • n/a
  • n/a
  • n/a
  •  
  • 60 months
  • 5.24
  • n/a
  • n/a
  • n/a
  • n/a
  • 2007
  • 36 months
  • 4.99
  • 5.99
  • 11.49
  • 16.49
  • 19.49
  •  
  • 48 months
  • 5.24
  • n/a
  • n/a
  • n/a
  • n/a
  • 2006 & Older
  • 36 months
  • 6.49
  • 7.99
  • 14.49
  • 19.49
  • 21.49
  •  
  • 48 months
  • 6.99
  • n/a
  • n/a
  • n/a
  • n/a

APR is Annual Percentage Rate.
All rates and terms are subject to change without notice.
Rates are effective as of the Approval Date of loan.
Member Restrictions Apply.