Current Loan Rates

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Last Updated 4/9/2013

 Misc
Type RATE APR
Kwik Cash Loans start at 13.75
Visa & Master Cards 10.90

Mortgages and Home Equity
Type RATE APR
1st Mortgages, 10 Year Fixed Call for rates
1st Mortgages, 15 Year Fixed Call for rates
1st Mortgages, 3 Year Balloon Start at 2.250% 2.357
1st Mortgages, 5 Year Balloon Start at 2.250% 2.317
1st Mortgages, 7 Year Balloon Start at 2.500% 2.550
2nd Mortgages, 3 Year Balloon Start at 3.250% 3.463
2nd Mortgages, 5 Year Balloon Start at 3.250% 3.388
2nd Mortgages, 7 Year Balloon Start at 3.500% 3.606
Real Estate Equity Advance Plan (REAP) LTV 80% or Less Prime - .50%
Real Estate Equity Advance Plan (REAP) LTV over 80% up to 90% Prime
Lot Loans Start at 4.250% 4.463
Bare Land Loans Start at 4.750% 4.963

Your actual rate may be different since many factors are used to provide you with a mortgage loan. The interest rates listed assume specific qualifications are met regarding credit history, loan to value (equity), and debt to income ratios. To obtain a specific rate with your personal qualifications, please contact a Loan Specialist. Rates and fees are subject to change at any time without notice.

Secured Loans
Add 1.00% to qualified rate for any non-titled recreational loan
(includes ATVs, snowmobiles, trailers, Mopeds & jetskis)

Save 25%
Effective January 4, 2013
  •  
  • Credit Score
  • 730+
  • 680-729
  • 640-679
  • 600-639
  • 550-599
  • 0-549
  • %
  • %
  • %
  • %
  • %
  • %
  • 2012 & Newer
  • 36 months
  • 3.24
  • 3.49
  • 4.49
  • 6.49
  • 10.49
  • 14.49
  •  
  • 48 months
  • 3.24
  • 3.49
  • 4.49
  • 6.49
  • 10.49
  • 14.49
  •  
  • 60 months
  • 3.24
  • 3.49
  • 4.49
  • 6.49
  • 10.49
  • n/a
  •  
  • 72 months
  • 3.74
  • 3.99
  • 4.99
  • 6.99
  • n/a
  • n/a
  •  
  • 84 months
  • 4.74
  • 4.99
  • 5.99
  • n/a
  • n/a
  • n/a
  • 2009 & Newer
  • 36 months
  • 3.24
  • 3.74
  • 4.74
  • 6.74
  • 10.74
  • 14.74
  •  
  • 48 months
  • 3.24
  • 3.74
  • 4.74
  • 6.74
  • 10.74
  • 14.74
  •  
  • 60 months
  • 3.24
  • 3.74
  • 4.74
  • 6.74
  • 10.74
  • 14.74
  •  
  • 72 months
  • 3.74
  • 3.99
  • 4.99
  • n/a
  • n/a
  • n/a
  •  
  • 84 months
  • 4.74
  • 4.99
  • n/a
  • n/a
  • n/a
  • n/a
  • 2007 & 2008
  • 36 months
  • 3.49
  • 3.74
  • 4.74
  • 6.74
  • 10.74
  • 14.74
  •  
  • 48 months
  • 3.49
  • 3.74
  • 4.74
  • 6.74
  • 10.74
  • 14.74
  •  
  • 60 months
  • 3.49
  • 3.74
  • 4.74
  • 7.24
  • n/a
  • n/a
  •  
  • 72 months
  • 3.99
  • 4.49
  • n/a
  • n/a
  • n/a
  • n/a
  •  
  • 84 months
  • 4.99
  • n/a
  • n/a
  • n/a
  • n/a
  • n/a
  • 2006
  • 36 months
  • 4.24
  • 4.49
  • 5.49
  • 7.49
  • 11.49
  • 15.49
  •  
  • 48 months
  • 4.24
  • 4.49
  • 5.49
  • 7.49
  • 11.49
  • 15.49
  •  
  • 60 months
  • 4.24
  • 4.49
  • 5.99
  • 7.99
  • n/a
  • n/a
  •  
  • 72 months
  • 4.74
  • n/a
  • n/a
  • n/a
  • n/a
  • n/a
  • 2005
  • 36 months
  • 4.74
  • 4.99
  • 5.99
  • 7.99
  • 11.99
  • 15.99
  •  
  • 48 months
  • 4.74
  • 4.99
  • 6.49
  • n/a
  • n/a
  • n/a
  •  
  • 60 months
  • 4.74
  • 5.49
  • n/a
  • n/a
  • n/a
  • n/a
  • 2004
  • 36 months
  • 5.24
  • 5.49
  • 6.49
  • 8.49
  • 12.49
  • 16.49
  •  
  • 48 months
  • 5.24
  • 5.49
  • n/a
  • n/a
  • n/a
  • n/a
  •  
  • 60 months
  • 5.24
  • n/a
  • n/a
  • n/a
  • n/a
  • n/a
  • 2003
  • 36 months
  • 5.74
  • 5.99
  • 6.99
  • 8.99
  • 12.99
  • 16.99
  •  
  • 48 months
  • 5.74
  • n/a
  • n/a
  • n/a
  • n/a
  • n/a
  • 2002 & Older
  • 36 months
  • 7.24
  • 8.24
  • 10.24
  • 13.24
  • 17.24
  • 20.24
  •  
  • 48 months
  • 7.24
  • n/a
  • n/a
  • n/a
  • n/a
  • n/a

APR is Annual Percentage Rate.
All rates and terms are subject to change without notice.
Rates are effective as of the Approval Date of loan.
Member Restrictions Apply.