Credit Score and More
With Credit Score and More, a FREE benefit for Fond du Lac Credit Union members, you can monitor your credit score in real-time, receive personalized insights, and take steps to improve your financial health—all within online and mobile banking!
Stay on Top of Your Credit
Your credit score is more than just a number—it’s a snapshot of your financial health. Whether you’re planning to buy a car, purchase a home, refinance a loan, or simply want to keep an eye on your finances, knowing where your credit stands can help you make confident decisions.
That’s why Fond du Lac Credit Union offers Credit Score & More, powered by SavvyMoney, as a free benefit for our members. It’s built right into mobile and online banking, making it easy to check your credit score anytime, anywhere.
And don’t worry—checking your score through Credit Score & More will never hurt your credit.
Benefits of Credit Score & More:
- See your latest credit score whenever you log in.
- Receive alerts when something changes on your credit report.
- Understand what’s helping—or hurting—your score.
- View your full credit report.
- Try the Score Simulator to see how different financial decisions could impact your credit.
- Discover personalized offers that may help you save money.
Ready to started?
Log in to your Fond du Lac Credit Union Online/Mobile Banking and tap Show My Score on your dashboard to register.
Frequently Asked Questions
what is Credit Score and More?
Credit Score and More helps you stay on top of your credit by providing your latest credit score and report and understanding key factors that impact the score. It also monitors your credit daily and informs you by email if any significant changes are detected, such as a new account being opened, a change in address, employment, delinquency, or inquiry has been reported.
Does Credit Score and More offer Credit monitoring as well?
Yes, Credit Score and More will monitor and send email alerts when there has been a change to your credit profile.
Is there a fee for credit score and more?
Credit Score and More is entirely free to Fond du Lac Credit Union members.
Will accessing Credit Score and More "Ding" my credit and potentially lower my credit score?
Credit Score and More is a ‘soft inquiry” which does not affect a credit score. Lenders use “hard inquiries” to make decisions about creditworthiness when you apply for loans.
How often will my credit score be updated?
Your credit score will be updated every seven days and displayed in mobile and online banking. You can click “refresh score” as often as every day for an updated credit score.
What if the information provided by Credit Score and More appears to be wrong or inaccurate?
If you think some information is wrong or inaccurate, you can obtain a free credit report from www.annualcreditreport.com and then dispute inaccuracies with each bureau individually. Each bureau has its process for correcting inaccurate information, but every Fond du Lac Credit Union Credit Score and More user can “File a Dispute” with Transunion by clicking on the “Dispute” link within Credit Score and More. Transunion will share this with the other bureaus if the inaccuracy is verified.
Why do credit scores differ?
Three major credit-reporting bureaus (Equifax, Experian, and Transunion) and two scoring models (FICO or VantageScore) determine credit scores. Financial institutions use different bureaus, as well as their own scoring models. Over 200 credit report factors may be considered when calculating a score, and each model may weigh credit factors differently, so no scoring model is identical.
Will Fond du Lac Credit Union use Credit Score and More to make loan decisions?
Fond du Lac Credit Union use its own lending criteria for making loan decisions.
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