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Consumer Loan Rates

Check out our auto loan and personal loan rates.

Person holding money

Auto Loan Rates

01/16/2026

Interest Rate
APR*
Payment per $1,000
36 Months
3.99
3.99
$29.52
48 Months
4.24
4.24
$22.69
60 Months
4.49
4.49
$18.64
72 Months
4.74
4.74
$15.98
84 Months
5.24
5.24
$14.25

*Rates are based on your credit score and age of collateral. Terms of loans may be reduced on vehicles 2019 and older. To obtain a specific rate with your personal qualifications, please contact a Lending Specialist. Add 1.00% to qualified rate for any non-titled recreational loan (includes ATVs, snowmobiles, trailers & jet skis). All rates and terms are subject to change without notice. Rates are effective as of the Approval Date of loan. Minimum of $25,000 on an 84-month term. Membership eligibility required.

Unsecured Loans

01/16/2026

Interest Rate
APR*
Payment per $1,000
36 Months
10.24
10.24
$32.39
48 Months
10.49
10.49
$25.60
60 Months
10.74
10.74
$21.62

*APR is Annual Percentage Rate. The interest rates listed assume specific qualifications are met regarding credit history, and debt to income ratios. To obtain a specific rate with your personal qualifications, please contact a Lending Specialist. Rates and fees are subject to change at any time without notice.

Kwik Cash

01/16/2026

Interest Rate
APR*
Kwik Cash Loans start at
15.00
15.00

*Kwik Cash payment is at 5% of the outstanding balance, or $25, whichever is greater, and is recalculated each time a draw is taken. All Kwik cash payments are due on the 28th of the month.