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Fond du Lac Credit Union > Rates > Consumer Loan Rates

Consumer Loan Rates

Check out our auto, recreational, and personal loan rates.

Person holding money
Auto & Recreational Loan Rates
Unsecured Loans
Kwik Cash

Auto & Recreational Loan Rates 

04/12/2026

2023 & newer

Interest Rate
APR* (as low as)
Payment per $1,000
36 Months
3.99
3.99
$29.52
48 Months
4.24
4.24
$22.69
60 Months
4.49
4.49
$18.64
72 Months
4.74
4.74
$15.98
84 Months **
5.24
5.24
$14.25

*APR is Annual Percentage Rate.
** Minimum of $25,000 on an 84-month term.

Loan rates, terms, and conditions are based on your credit score, loan to value, year of collateral, and personal qualifications. To obtain a specific rate with your personal qualifications, please contact a Lending Specialist. All rates and terms are subject to change without notice. Membership eligibility required.

Add 1.00% to qualified rate for any non-titled collateral (example: ATVs, snowmobiles, trailers & jet skis).

2022 & Older

Interest Rate
APR* (as low as)
Payment per $1,000
36 Months
4.49
4.49
$29.52
48 Months
4.74
4.74
$22.69
60 Months
4.99
4.99
$18.64
72 Months
5.24
5.24
$15.98
84 Months **
5.74
5.74
$14.25

*APR is Annual Percentage Rate.
** Minimum of $25,000 on an 84-month term.

Loan rates, terms, and conditions are based on your credit score, loan to value, year of collateral, and personal qualifications. Terms of loans may be reduced on vehicles 2019 and older. To obtain a specific rate with your personal qualifications, please contact a Lending Specialist. All rates and terms are subject to change without notice. Membership eligibility required.

Add 1.00% to qualified rate for any non-titled collateral (example: ATVs, snowmobiles, trailers & jet skis).

Unsecured Loans

04/12/2026

Interest Rate
APR* (as low as)
Payment per $1,000
36 Months
10.24
10.24
$32.39
48 Months
10.49
10.49
$25.60
60 Months
10.74
10.74
$21.62

*APR is Annual Percentage Rate.

Loan rates, terms, and conditions are based on your credit score and personal qualifications. To obtain a specific rate with your personal qualifications, please contact a Lending Specialist. Rates, terms, and conditions are subject to change at any time without notice. Membership eligibility required.

Kwik Cash

04/12/2026

Interest Rate
APR* (as low as)
Kwik Cash Loans start at
15.00
15.00

*APR is Annual Percentage Rate.

Loan rates, terms, and conditions are based on your credit score and personal qualifications. To obtain a specific rate with your personal qualifications, please contact a Lending Specialist. Rates, terms, and conditions are subject to change at any time without notice. Membership eligibility required.

Minimum monthly payment shall be the greater of $25.00 or $5.00 for each $100.00 (and fraction thereof) of the principal loan balance as of the most recent advance date.